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The “Website” means this website, any pages thereof, all information and materials contained on the Website, as published by IQ-EQ Holdings S.A. (“IQ-EQ”), established in Luxembourg 412F Route d’Esch L-2086 Luxembourg, including all or any of its affiliates.

Unless expressly waived in writing by IQ-EQ, the Disclaimer stated herein apply to all written materials prepared, provided and published by IQ-EQ, including but not limited to documents, presentations, legal updates, reports, text, photo’s, illustrations, graphs, logos, trade and services brands, that are provided by IQ-EQ for information purposes.

These documents do not constitute an offer, invitation or inducement to contract and it is expressly stated that the information contained therein does not constitute legal, privacy, tax, regulatory, accounting, banking, investment or other professional advice. IQ-EQ prepares these documents based on the information available to IQ-EQ at the material time and IQ-EQ does not warrant that the materials or information contained therein will be error-free, accurate, complete, non-infringing, or will meet any particular criteria of performance or quality. The information published and opinions expressed on this Website are for personal use and solely for  information purposes and are subject to change without notice.

While IQ-EQ has taken all reasonable steps to ensure the accuracy and completeness of the content of this Website, no warranty and no representation either expressed or implied are made that the information and opinions expressed on the Website are accurate, complete or up to date. While we have taken reasonable steps to ensure the accuracy, correctness and completeness of the information contained in this Website, information is provided on an "as is", "as available" basis and  IQ-EQ shall not be obliged to remove any outdated information from the Website or to expressly mark it as being outdated.

By accessing, visiting or using this Website and any pages thereof, you, personally and on behalf of the legal entity of which you are a representative, an agent or an employee when acting in such a capacity, acknowledge your agreement with and understanding of the following terms of use and legal information pertaining to both this Website and any material on it. Any special agreements with respect to individual services or products shall be complementary to this Disclaimer, although in the event of any conflict, the provisions contained in any such special agreements shall prevail. If you do not agree to the Disclaimer below, do not access this Website or any pages thereof or any written materials prepared and/or provided by IQ-EQ (when appropriate). IQ-EQ may modify the content of the Website and this Disclaimer at any time, with immediate effect and without prior notice.

No advice

The materials in this Website are for general information purposes only and do not constitute legal, tax or investment advice or any professional advice. To the extent permitted by law, IQ-EQ (and any of the companies in IQ-EQ) accepts no liability for the information in this Website.

Exclusion of liability

Any and all liability for any loss or damage of any kind, including direct, indirect, special, incidental or consequential damages, losses or expenses which might be incurred through the use of, or access to the Website or that might arise from reliance on or use of the information contained in the website  (or by any inaccuracy in or omission from such materials) and IQ-EQ does not make any warranty or representations of any kind as to the accuracy, adequacy or completeness of such information whether express or implied. There is no guarantee of a faultless and/or uninterrupted functioning of the Website.

Intellectual Property Rights

All images on the Website, including text, photo’s, illustrations, graphs, logos, trade and services brands, are fully owned or under license of one or more companies of IQ-EQ and are protected by copyright, trademark rights and other intellectual property rights. The intellectual property right is never transferred or licensed to the (legal) entity that has access to the Website.

Unless specifically prohibited by a notice published on any part of the Website, this information and materials may be displayed and printed but only exclusively for your personal, non-commercial use and provided that you do not remove any intellectual property right or other notices therein.

All other use is strictly prohibited. The user of the Website is not authorised to transmit, reproduce or sell this information and materials in whatever form and by whatever means without the express prior written consent of IQ-EQ.

Third-party websites

Electronic links to this site are prohibited without the prior written consent of IQ-EQ. Such consent should be sought by contacting the Digital Marketing Department on

Some links on the Website lead to third-party websites, such links within our Website are for ease of browsing only and are completely beyond control of IQ-EQ. IQ-EQ has not and will not review these websites, neither does IQ-EQ endorse or recommend  or otherwise approve of any information or statements appearing in such linked websites. IQ-EQ declines any liability for any information or materials posted on any of the sites linked to this Website. Users of our Website accessing third-party websites do so at their own risk.

Confidentiality and Privacy

Please read our Cookie Policy and Privacy Notice.

Governing Law and Jurisdiction

Your access to, visit of and use of the Website, and the present Disclaimer are governed by and shall be construed in accordance with the laws of Luxembourg. The Courts of Luxembourg shall have exclusive jurisdiction over any dispute relating thereto, without prejudice to Brandco making choice of any other court having jurisdiction on such a dispute under any applicable law.